Who We Are

Based in Destin, Florida, our dedicated team assists individuals and families throughout the southeast in cultivating wealth, alleviating financial stress, and realizing their financial aspirations.

Our mission is to deliver comprehensive investment and financial planning strategies that minimize risk, foster wealth growth, and enable goal attainment.

What We Do

We prioritize understanding your financial priorities by taking the time to listen and gain a deep understanding of your current situation, future aspirations, and concerns. Armed with this knowledge, we develop personalized investment strategies that transform your financial and life goals into a tangible reality.

We then create unbiased, creative investment strategies designed to help them achieve their financial and life goals.

At Clear Harbor, we pride ourselves on making the process of investing and financial planning straightforward and stress-free. We value face-to-face interactions, whether in person or through virtual meetings, as it allows us to build a strong connection with you. By getting to know you on a personal level, we can identify your unique goals and establish a customized financial plan and investment strategy.

The Power of Independence

What sets us apart is our independence. As unbiased financial planners, we are free from the conflicts of interest that can arise with major banks or brokerage firms. We have the flexibility to select the products and service providers that best align with your goals. Unlike others, we are not driven by sales targets or quotas. Our focus is solely on what’s in your best interest, allowing us to provide you with the highest level of service and support.

Let Clear Harbor Wealth Management be your trusted partner on your financial journey. Together, we can navigate the path to your financial success, all while ensuring a friendly and professional experience.

Meet Our Team

Dustin Terry

CEO

Jerry Skalsky, CFP

Senior Wealth Advisor

Mike Zaccardi, CFA, CMT

Director of Research & Client Education

Mendi Hume

Client Service Specialist

Our Story

Building an environment where our clients can thrive and prosper

Our journey in the financial planning industry began back in 2008, amidst one of the most challenging economic recessions we’ve seen since the Great Depression. It was during that time that Dustin Terry, our founder, had the opportunity to work at the national headquarters of a prominent firm, where he managed client accounts and branch offices across the country.

Those experiences, along with countless conversations with clients, had a profound impact on Dustin’s perspective regarding investment management and financial planning. He realized the importance of prioritizing risk reduction during economic downturns while still nurturing the growth of clients’ assets during periods of expansion. This insight has become the foundation of Clear Harbor’s approach, ensuring that your financial well-being is safeguarded regardless of market conditions.

At Clear Harbor, we’re not driven by profits or arbitrary sales goals. Instead, we are guided by a genuine commitment to serving our clients’ best interests. Our goal is to provide you with the support and guidance you need to navigate your financial journey confidently. You’ll find that we’ll first get to know each other to determine what your money values are. From there, we can better identify your financial goals. That’s the foundation for building the right investment plan for you and your family. Our aim is for you to live your life with financial peace of mind and confidence.

Our team is here to assist you in achieving your financial goals, and we look forward to helping you build a solid financial plan that brings you peace of mind. Together, let’s create a brighter financial future for you and your loved ones.