Frequently Asked Questions

Benefits and Strategies

How Can You Help Me Achieve My Goals?

Our staff at Clear Harbor has unique expertise to guide you through and help personalize the wealth management process. We have insights and strategies to help you achieve your goals. We also use a holistic approach, taking a comprehensive view of a client’s financial factors such as income, liability, and assets. Lastly, we take a proactive approach to grow and preserve your wealth by analyzing market trends, assessing risk tolerance, and diversifying portfolios to maximize returns while managing potential risks. 

Can You Assist in Retirement Planning?

Yes we do! Our wealth managers help clients evaluate their financial situation, assess their retirement goals, and develop a personalized retirement plan. They also provide guidance on contributing to a tax-efficient retirement account, optimizing Social Security benefits, and managing assets to generate income during retirement. By leveraging their expertise, our staff can help you navigate the complexities of retirement planning with confidence and maximize your chances of achieving a financially stable retirement.

What are the Benefits of Choosing Us?

The wealth management process involves a comprehensive approach to managing an individual’s financial affairs and goals. It typically begins with an in-depth assessment of the client’s financial situation, including their assets, liabilities, income, and expenses. Based on this analysis, a personalized wealth management plan is developed, which may include investment management, retirement planning, tax optimization, estate planning, and risk management. Ongoing monitoring and periodic adjustments are made to the plan to ensure it remains aligned with the client’s evolving financial objectives and market conditions.

Cost and Fee Structure

How Much Do Your Services Cost?

We have a variety of services we offer to our clients and each situation is unique. Our prices can vary based on type of service, needs, complexity and assistance levels. Schedule your free consultation with one of our staff members to learn more! 

Are There Any Fees Up Front?

Our initial consultation meeting is free to get started, after which we’ll walk you through the options you have. Visit our Contact page to schedule yours today! 

Is There a Consultation Fee?

We offer a free 15 minute consultation meeting to assess our client’s needs and determine how we can help them.

Risk Management

How do you assess and manage investment risks?

We assess investment risks by conducting thorough analysis of market conditions, asset allocation strategies, and individual risk tolerance. We employ various techniques such as diversification, hedging, and active monitoring to mitigate risks and optimize portfolio performance.

What strategies or tools do you use to mitigate risks in investment portfolios?

Our approach to risk management involves a combination of diversification across asset classes, rigorous research, and ongoing monitoring. We employ sophisticated risk assessment models and utilize tools such as stop-loss orders, options strategies, and position sizing techniques to manage risk exposure and protect client portfolios.

How do you stay updated on emerging risks and incorporate them into your risk management approach?

We stay vigilant and proactive in monitoring emerging risks by closely monitoring market developments, global events, and regulatory changes. We continuously review and refine our risk management approach to adapt to evolving market conditions. By maintaining a robust network of industry experts and leveraging advanced analytics, we ensure that emerging risks are promptly identified and integrated into our risk management strategies to protect client portfolios.